Reformed apartment in the old town of Javea, close to all servicesThis is a guide to the complete and full costs of buying a €145,000 resale property in Alicante, Spain.WITHOUT mortgage:Purchase price €145,000 + Property Transfer Tax (ITP 10%) €14,500 + Notary fees approximately €600–€1,000 + Land Registry fees approximately €400–€800 + Lawyer / conveyancing fees approximately €1,500–€3,000 + Optional administration / gestoría / NIE costs approximately €250–€500 = total estimated purchase cost approximately €162,250–€164,800.WITH mortgage:Purchase price €145,000 + Property Transfer Tax (ITP 10%) €14,500 + Notary fees (purchase) approximately €600–€1,000 + Land Registry fees (purchase) approximately €400–€800 + Lawyer / conveyancing fees approximately €1,500–€3,000 + Optional administration / gestoría / NIE costs approximately €250–€500 + Mortgage valuation fee approximately €300–€500 + Mortgage notary & registry fees approximately €500–€1,000 + Bank arrangement / opening fee approximately €0–€1,500 = total estimated purchase cost approximately €163,550–€167,800.Estimated cash required at completion with mortgage:Non-resident (70% LTV loan): approximate cash required €58,050–€63,340Resident (80% LTV loan): approximate cash required €50,250–€55,060Disclaimer: This is for guide purposes only and does not constitute the final offer, which is dependent on an individual buyer’s situation, and does not include any discounts or enhancements given.
